Category: Business

Not many years ago, runners, men on horses and even pigeons were used to deliver parcels and messages. This has however changed tremendously following the improving technology. Could you imagine a world without delivery and courier services in the modern world we’re living in? The courier Toronto and delivery services and others in the world have tremendously transformed our present world. Below are the top 5 courier services for your express deliveries.

1. Flagship

This is arguably one of the best courier services in Canada. This is attributed to its affordable rates, timely delivery, customer service and easy process among other strategies.  This company offers an array of services that include personal shipping, LTL and FTL freight services, and E-commerce integration. It has an easy to use and navigate website that has all the requirements.

2. DHL

You’ve probably heard of DHL or even used this service before and experienced their professional and exquisite services. DHL was started back in 1869 to send parcels between two cities in America. After a year of its inception, the services started its international deliveries. Over the years, the company grew both domestically and internationally and is now delivering to all parts of the world and is part of the Deutsche post logistics with its headquarters in Bonn, Germany.

3. FedEx- Federal Express

FedEx was named after its air division and was the first to start the express distributions. Currently, FedEx is the international leader when it comes to express, reliable and time definite deliveries in over 220 regions in the world. It also incorporates the latest technologies which further solidifies its global leadership position. It also has a money back guarantee in case your parcel is not delivered in time.

4. United Parcel Service

Commonly abbreviated as UPS, United parcel service was started by James Casey and was the first company to use their own and personal aircrafts to deliver parcels. It was also the first company to deliver to all addresses in America.  Over the years, it has grown to be the biggest courier service in the world delivering to over 220 worldwide regions. It can deliver to the furthest parts in the world and in just two days.

5. United States Postal Services

Normally known as USPS or US mail to many, it runs as an independent wing of the US federal government providing postal and package delivery services in the whole of America.  It also has close ties with most of the famous courier companies such as FedEx which enable it to reach to over 220 regions worldwide. It has over 65000 employees and also offers parcel tracking services.

A global survey conducted recently reveals that nearly 82% of shipping companies and logistic companies have access to state-of-the-art digitalization techniques and process automation or are about to implement them soon.

This is primarily because evolving smart technologies with some incredible potential, are not only big game changers in global shipping but in courier services as well.

This again is an inextricable part of international logistics operations. The following are the 5 smart technologies (certainly not created by Alan Harper from Two in a Half Men or Napoleon Dynamite) used by shipping companies, including operations pertaining to shipping in Canada.

1. Use of Blockchain Technology by Shipping Companies

Global shipping is taking a serious look at the applicability of blockchain technology, a decentralized system that ensures data-authenticity and consensus.

It is expected that blockchain will revolutionize the shipping industry and operations of logistics companies in future, particularly in trading. Shipping giant Maersk for example, tracks cargo through its blockchain-based platform to eliminate label tampering and enhance shipping time.

Image via Pixabay

2. Augmented Reality

Even though it’s in its nascent stages, Augmented Reality (AR) connects employees of most shipping companies and logistics companies spread over multiple global locations, helps to train them and enhances product repair efficiency. This is highly applicable to the shipping industry for pinpointing repairs, executing ship inspections, and conducting meetings virtually.

Image via Pixabay

3. The Autonomous Ship

This is a joint venture between Rolls Royce and Google Cloud to develop an intelligent awareness software and is being used by shipping companies already.

This is expected to play a crucial role in developing the future concept of the “autonomous vessel” by 2020 (this has nothing to do with Megatron in those outstanding Transformers movies). In fact, Norway already has the world’s first autonomous shipping system and other countries are expected to follow suit soon.


Image via Pixabay

4. Cloud Technology Applicability in Shipping & Logistics Companies

Cloud technology too, is significantly impacting the operations of shipping companies and logistics companies the world over. It enables easier access to data 24×7 regardless of location and reduces data silo volumes also.

Additionally, cloud technology makes system and process integration much easier for companies. One of its core benefits has been vastly improving communications between on land and off shore staff. So whether its crew planning, payroll execution or performance appraisal of seamen, up-to-date digital data is always available as and when required.

Cloud-based technology has also considerably simplified processes like stock planning and purchasing as also in regulation compliance and its monitoring.

Image via Pixabay

5. Smart Speakers

Smart speakers that are expected to invade at least 70 million households in the US by 2022, thanks to Google Home, Amazon Echo and Sonos will also be used by shipping companies and logistics companies in their daily operations in the foreseeable future. As this technology advances, these voice-controlled devices will certainly make information access easier and quicker or to simply add or edit data by way of voice commands.

Image via Pixabay

Thus, it’s evident that technology is certainly helping both shipping companies and logistics companies to tackle management challenges and improve efficiencies. From fleet and crew management to automating processes, technology is enhancing their business performance, cutting costs, and improving operational efficiencies.

Credit scores can be a pain especially when you are faced with loans and debts from every corner staring at you looking to be paid with very little income from your job. You may end up having very bad days when your total income is only enough to pay up your loans and probably not enough to sustain you until your next payment becomes due. Sadly, this is an issue that many people face on a daily basis and may not even know how to go about it or where to start from and try to start making things easier without damaging their credit scores.

One fact is this; you are definitely going to damage your credit score if you default or repay your loans late. And you definitely don’t want that happening. So, here are some five crucial tricks and tips you can use to improve your credit score throughout this year.

1. Apply for new credit

Your debt compared with your credit limits or credit utilization ratio usually accounts for 30% of your total score. Which means you will want to have a healthy one of 30% or even less. You can also ask your current lender if it’s possible to get a limit increase or even open another card which you will rarely use.  credit experts, explain that your starting point also greatly determines how much you can actually improve you overall credit score.

2. Add positive info to your credit report

Make efforts to look for accounts with positive information or in good standing that are not listed in your credit report, explains April Lewis-Parks of education for Consolidated Credits. You can even use your phone contracts that have a good payment history which can help to significantly boost your credit history and score as well, adds April.

And the same can also go for the internet, utility, and cable providers. These providers aren’t obliged to report any of your payment records and history but still, it can’t hurt to ask.

3. Shop for new loans within short periods

This step won’t necessarily boost your overall score. It can help protect your current score though. Try shopping for a loan within a span of between 14 to 45 days. Doing this can help protect your score from being dinged as there is usually an exception whenever you do loan shopping.

4. Pay your credit cards at least twice a month

Don’t be duped that paying your cards off every month will lead to $0 balances when it comes to your credit report. But rather, you need to know that your report will only reflect your balance on the day that your lender actually reports it. This means that even a temporary high balance can take you back a long way with your credit score as it will result poor utilization ratios. Try and see if you can pay your bills at least twice a month to keep the balances down.

5. Sweet-talk your lender

Sometimes negotiating with your lender or collection agencies can help you a great deal and even soften the blow of any negative item that shows on your credit report, explains April. Even though these bureaus aren’t allowed to interfere with accurate records, they can still help with “good will adjustments” to ease the blow on your credit score.

Studies have found that many real estate agents are still using the Microsoft Excel spreadsheets or any other simple contact managers to organize and manage their database. Well, these methods of organizing and managing data, especially for real estate agents and brokers can become very tiresome and time-consuming sometimes. Not to mention that these agents miss out on a lot by not adopting the automated systems offered by the Ixact Contact real estate CRM programs in developing and even maintaining good relationships with their leads and people in their database.

The difference between a CRM and an excel spreadsheet

CRM systems are integrated into your emails which enables you to contact your leads directly from your CRM. CRM systems also come with a dashboard and a calendar which the Excel spreadsheets lack. Here are 10 reasons why you need to start using CRM to manage your database as soon as possible in the real estate business.

  1. The “Daily Five” routine

When molded and planned well, this method can be very effective, especially towards your real estate business growth. The “daily five” routine will also add discipline to your work processes like contacting the people you have in your database.

  1. You focus more on your follow-up efforts

The most common issue that usually makes most referrals not turn into actual business opportunities is the lack of sufficient follow-ups, explains Michelle Hamshaw, Seattle-area real estate agent. With a CRM system in place, you will know who is on your list as soon as you log into your email and from there, you will automatically know whether to call, email or text your leads.

  1. Automated digital marketing

You can automate your messages to your customer list in your database through emails, messages, or even on the online lead generation platforms. Everything will be automated so you can relax your mind.

  1. You stay in touch with your past clients

Maybe you got too focused on current events that you lost track of your past clients. You will need to worry about this no more with the sophisticated CRM features that can do these tasks in a jiffy.

  1. You develop stronger relationships

CRM improves your overall interactions with your clients which eventually will improve and develop stronger relationships between your business and leads.

  1. You will also give – it’s not all about getting referrals

With a good CRM set in your business, you will also have the luxury of giving out some referrals to other businesses as well.

  1. You can use the social media more productively

Most agents are now using the social media to keep in touch with their clients and how the market is moving. With the CRM system in play, you can now easily integrate your social sites like Twitter and LinkedIn with your email address to keep track of all your social media contacts and interact with them as well.

  1. Helps to manage your closings

With a good CRM system in play, you can easily keep track of all activities that need to occur that will end all your business transactions with a successful closing.

  1. You stay competitive

With more than 70% of the current real estate agents managing their database using CRM, it would only be wise to follow suit and stay in the competition and if you can, even surpass it.

  1. Use CRM more and earn more

A survey conducted with some real estate agents by Active Rain showed that those agents who used the real estate CRM software in their business more earned more compared to those who didn’t.

People who travel abroad need the help of money exchange service providers in order to obtain the denomination of their destination country. You can either exchange money before traveling or do it at your destination country’s airport. Here are some tips on how you can save and reduce the amount of time spent during the exchange.

Understand the exchange process

You must know the process of currency exchange so that you get a good deal. Dealers have different rates. What you need to understand first is that these rates vary over time depending on the state of the economy of your destination country. Your goal should be to exchange at a time when your currency is high and the destination country’s currency is low. You must also understand that the relative cost of items in that country is not directly linked to the value of the currency. For example, an apple in England may be cheaper than an apple in Canada, even though the pound is stronger than the Canadian dollar.

Exchange a fraction of the money before

It is imperative to exchange some money before you leave. Though it is cheaper to exchange in the country you are traveling to, you will require some cash immediately you arrive. A lot of things can go wrong between the time you land and the time you spend to exchange the currency. Hence, it is a good idea to have a little cash for emergencies. The amount will vary, but $50 is a good starting point.

Do a little research on the exchange rate

You need to look at the status of the exchange rate before you make a decision. This will help you study the available options so that you do not lose a lot of money in the process. If your currency is currently failing, it is better to exchange it before you leave because brokers in the destination country will take advantage and offer you very low rates. Just google about currency exchange and see where your country sits.

Contact your bank

The bank is the most convenient and safe place to exchange currency. Simply walk to your favorite bank and ask them about currency exchange. Banks charge a smaller amount of fee when compared to other dealers.

Get a traveler’s account

The account you have should be friendly for traveling in a foreign country. You do not want an account that has large transaction fees once you are abroad. Ask the bank about the current rates based on the account you have. If they are too expensive, ask whether there is a cheaper option. Some banks have traveler’s accounts that offer good rates once you are in the foreign country. You may want to consult with the online resources from the Interchange Financial website.

In this era of uncertainty, people who install security systems show great foresight. Here are four reasons you should invest in a system of your own:
Life Quality
1. A Security System (SS) Can Improve Your Life Quality
It is hard to exactly quantify how much installing a security system can improve your mood and your attitude. Still, there’s no question that proper security measures can make you feel more comfortable in your home. Once you’ve installed a respectable security system, you’ll have a solid personal foundation that can help you achieve many great things.
2. A Security System Can Protect The Health Of Your Business
If you’ve owned a business long, you’re probably well aware that burglary is one of the main worries that business owners deal with. Besides facing external threats, businesses also face the specter of employee theft. With video surveillance systems in place, business managers can relax and focus on their primary duties.

When shopping around for a security system, you’ll definitely want to purchase a system that is acclaimed for its technical capabilities. These days, that means integration with communication services like texting and email. If you patronize the best SS dealers, you’ll be able to learn plenty about your system before finalizing your purchase. Whether the economy is thriving or undergoing stress, you’re undoubtedly striving to ethically boost your profits in any way you can. If your new security protocols reduce theft by even 15 percent, this will vindicate your decision to purchase new equipment.

Legal Liability
3. A Security System Can Keep You Safe From Legal Liability 
At times, you might be legally obligated to safeguard certain assets or objects. If you don’t fulfill this obligation, you may end up facing serious legal liability. There’s nothing like a lawsuit to throw your future plans in disarray. To be a responsible person, you’ll install a security system before facing legal consequences.

In the event that your security system investment saves you from costly litigation, this investment could pay for itself many times over. While individual cases vary, investing in security is generally a sign of financial intelligence. Purchasing the right security system requires patience and discernment. You’ll need to find a full-featured system for sale at a fairly reasonable price. Fortunately, quite a few excellent retailers are currently selling these systems online. Whether you need a business security system or a home-specific setup, online purchase is likely the right choice.

Save Your Life
4. A Security System Can Literally Save Your Life
Today, Canada can boast a relatively low crime rate. Canada is particularly safe compared to neighboring regions in North America. Still, crime is a part of modern life, especially in major metropolitan areas. In these uncertain times, installing security hardware can potentially save you from trauma, disarray and even death. Thanks to modern breakthroughs in technology, security systems are more effective now than ever before, visit Spotter Security to learn more.

Gone are those days when people could only use paper maps to find directions. The GPS technology and its availability on the smartphone have made it easy for people to find their way. The only problem is that GPS is not suitable for use indoors. Business owners are stuck on what they are supposed to in such cases. It is a major concern because individuals want to get directions to airports, hospitals, malls, universities, and even campuses. The GPS chips may receive signals in a building, but it may not be that strong. It is because the signals scatter when they hit walls, roof, and other objects. GPS does function indoors, and companies have to look for ways to provide indoor tracking to meet the customer needs. Luckily, some innovators are making it possible to get a solution on the gps for indoors problem. The move is regarding the need by the public to get indoor maps. Beacon based indoor location is a cost-effective method for businesses. This article shows ways an indoor navigation works.

1. Beacon technology

It is crucial to know how the beacon technology works. The bacon is a device that transmits the radio signals using wireless Bluetooth. When using the beacon method to indoor transit GPS, the device is pale in building on the interior. The primary purpose for the beacon is to detect Bluetooth devices that are nearby.

2. Receiver

For the indoor tracking to work correctly there is need to have both receiver and transmitter. When the beacon technology is put into use, it becomes the transmitter, and the Bluetooth smartphone is the receiver. After putting the beacon tracking in place, each beacon is set such that it emits its signal. The Bluetooth devices pick the signals.

3. Add an app

Once the beacon and Bluetooth communicate, the person who has the Bluetooth device can understand where the information is coming from. An app will come in handy in case the individual uses indoor navigation for the military to create a beacon based indoor navigation. The app should meet the company’s needs.

4. Get location

Once everything is in place, an individual can now find their way with ease. Indoor tracking has never been this easy. Businesses that have been facing difficulties meeting their customer expectation can now take advantage of the beacon tracking technology.

It is without a doubt that indoor location tracking has a future. The popularity is because of the technology of beacon tracking. The popularity of indoor tracking will increase. Furthermore, innovative firms can improve the indoor positioning system by using Wi-Fi positioning and even the cloud. Customers can save time since they do not have to spend a long time finding their way.

Paper shredding is one of the best and environmentally friendly ways of destroying any confidential information in a company. Information such as performance reviews and financial reports can lead to identity theft and fraud in a company if it falls into the wrong hands. Therefore, a company owner should consider paper shredding and hard drive destruction services to ensure complete destruction of all paperwork and data contained on the hard drives. Shredding turns sensitive paperwork into confetti-sized pieces that have varying sizes.

1. On-site versus Off-site

Hiring a reputable document destruction company helps preserve the integrity of information while at the same time meeting the “go green” goals of your business. Paper shredding services are either on-site or off-site. In the on-site paper shredding, the documents do not leave the company, and it happens under close monitoring by the business owners from the beginning to the end. Additionally, very few people handle the information creating a sense of security. Some companies provide the off-site paper shredding services although it comes with larger security risks than on-site.

2. Paper Shredding Services

Companies and businesses employ either scheduled or one-time or drop-off document shredding services. In scheduled shredding services, the business owners arrange for daily, weekly, or monthly document destruction and paper shredding service. It is the best service for a company that produces sensitive bulky information. One-time document shredding involves a one single clean out of the unwanted documents and papers. The volume of the papers, in this case, does not matter. In the drop-off shredding services, the clients drop small quantities of documents at the paper shredding company for shredding. To learn more, please visit the Shred-it website.

3. Advantages of Paper Shredding

Businesses use other ways of destroying paper documents, but they all have numerous disadvantages and environmental risks. Therefore, paper shredding provides the best alternative for document destruction method because of the following reasons:

• Cost effectiveness – most companies produce 10,000 paper copies every day, which would be bulky and expensive to destroy. However, most paper shredding services providers offer attractive prices to attract better ways of destroying documents.

• Environmental friendly – companies recycle the shredded materials to minimize the impact of the waste on the environment. Additionally, the shredding process does not release any fumes or smoke to the air, which are the common pollutants in the document destruction.


Therefore, shredding is the most secure and safest way of destroying any sensitive information from a company. It has become one of the popular ways of destroying sensitive documents in most corporate and government institutions.

Most Canadians who require debt relief solutions have been filing for consumer proposals as better options as compared to bankruptcy, in the last few years. The Office of the Superintendent of Bankruptcy has recorded an upsurge in the number of consumer proposal filings as compared to the bankruptcy option. The increase in the number of people filing for the proposal has dramatically increased due to the recent creation of awareness of this option and its benefits. Although it’s not a one size fits all debt situations, here are four reasons why you should also consider this debt relief option instead of bankruptcy.

1) Assets

Assets are the most dominant rationalization behind considering for filing for consumer proposal as an alternative to bankruptcy. It’s an easier way of debt reduction without losing your valuable assets such as a home. In other words, you get to keep all your assets but still reduce your debts.

2) Protection from creditors

Once you file for consumer protection from your creditors under the supervision of a consumer proposal trustee, you’ll protect your assets from being seized and all garnishments will stop. On the other hand, bankruptcy will lead to the seizure of certain assets depending on your allowable exceptions. However, it’s vital to note that every province has specific exceptions when it comes to these assets.

3) Easier management of payments

The standards of payment are not predetermined before the filing of the proposal and thus it’s designed to meet a wide range of debt situations. It’s up to you to decide on the proposal percentage that you make of the unsecured debts with your creditors. The percentage will be a general reflection of your payment capabilities and your income timing. People who have a reliable source of income can always qualify to make consumer proposals. Moreover, the payment is so manageable because you don’t have pay added interests within the months of between 48 and 60.

4) Credit recovery

Most people are often concerned about their credit rating when filing for credit reduction options. The important thing to keep in mind is that your credit rating has already been demolished by the missed payments. A proposal is treated as an R7 and bankruptcy as an R9 by the reporting agencies. Once you get the completion certification, the consumer proposal will remain in the credit bureau for three years while the bankruptcy will stay for six years after receiving a certificate of discharge from the bankruptcy trustee. In other words, repairing your credit and rehabilitating your financial status and remain vigilant in paying your debts is a continuous process that will require effort, discipline, and time.

Did you know that document scanning services can benefit your business? Sometimes called document imaging, it’s the method used to capture a digital image of a paper document. Paper documents are converted into electronic images, all of which are searchable, making it an easy and convenient process. This has the potential to help your business in several ways, including saving time and money, so let’s take a closer look at some of these benefits.

1. Save Time & Money

Can you imagine searching through boxes and files looking for that one document that you’re sure doesn’t exist? It’s frustrating, makes you angry and you’re wasting time. Besides, you have other more pressing things to do. By scanning everything, access to files and documents is as easy as a click of a button. This saves money too. The search only takes a few seconds, while an employee looking for a document could take 2 hours. The business will have to pay the employee for the 2 extra hours.

2. Enhance Customer Service

As part of your overall document management system, scanning documents can improve the quality of customer service. By digitizing documents and indexing them with specific data, you can find information, for example, an invoice number, instantly. This is convenient and useful and with such organization, customer needs can be met in a speedy and efficient manner.

3. Reduction Of Storage Space

Scanning will allow you to free up office space and reduce the cost of paper file storage. These physical files can be placed in boxes and taken to another secure location, freeing up space in the office. Since everything is digitized, there is no need for paper files to be physically present.

4. Scanning Documents Increases Security

By scanning documents, there’s no need for paper files and folders to be on-site anymore. These can be stored away from prying eyes. They can be kept under lock and key in a remote location. Even the digital files and backups will be stored in secure servers that are located elsewhere.

5. Sharing & Working Together

With paper files, it’s difficult to share and work on it together. A lot of time will be wasted. With document scanning, many people will be able to access a specific document and work on it. This is a huge time saver. A paper file has to be passed about and taken from one point to another.

If your business has no time to do all the scanning and converting, you should consider hiring a document scanning service. Just about anything can be scanned, including personnel files, shipping documents, court files, contracts, tax forms and much more. Use a company that’s professional, experienced and with good customer service. Remember, no matter what the size or type of document it is, they should be able to do it. If you can’t do it, get in touch with someone today. The CASNET website is a useful resource if you would like to learn more information.